Net Household Equity
₹0
Net Monthly Cashflow
+₹0/mo
PORTFOLIO VALUE AS ON DATE
☁️ D1 Synced
₹0
INVESTED
₹0
MONTHLY INFLOW
+₹0/mo
ACCRUED
+₹0
⚡
Ready for Cash Out (0)
· Maturing soon, plan withdrawal
🔍
REMAINING LOAN BALANCE (REDUCING)
Fixed Rate
₹0
BORROWED
₹0
MONTHLY EMI OUTGO
−₹0/mo
REPAID SO FAR
₹0
Pending
0 Works
Due Today
0 Tasks
Urgent
0 High
Performance & Combined Analytics
Combined metrics covering investments lent and personal loans borrowed
⚖️ Net Household Balance Sheet
0 active notes
Total Lent (Assets)
₹0
+₹0 accrued
Personal Loans (Debt)
₹0
0 loans
Net Household Equity
₹0
100% equity
Net Equity Ratio: 100%
Leverage: 0%
🔄 Net Monthly Cashflow Engine
+0% Spread
Monthly Inflow (Vaddi)
+₹0/mo
0% p.a. yield
Monthly EMI Outgo
−₹0/mo
0% borrowing cost
Net Monthly Surplus
+₹0/mo
+₹0/yr
👥 Borrower Capital & Vaddi Exposure
9 Borrowers
Concentration breakdown of promissory note capital & monthly vaddi income
🛡️ 12-Month Emergency Fund Safety Net
Target: 12 Months full living expenses + loan EMIs in Bank FDs / Liquid Funds (excl. locked Vaddi)
12-Mo Target
₹0
12 × Monthly Burn
Liquid Saved
₹0
FD & Liquid Funds only
Coverage Gap
₹0
Needed for 12 mo
Emergency Runway Progress:
0.0 / 12 Months (0%)
Monthly Burn:
₹0/mo
(EMIs + Living)
Est. Living: ₹
/mo
🎯 Household Financial Goals
Joint wealth milestones & debt-free targets
📅 Monthly Cashflow & EMI Calendar
Upcoming Debits & Inflows
👫 Portfolio Attribution: Shiva & Divya
Individual vs Joint capital & debt breakdown
Cloud Sync & Shared Vault
Seamless real-time synchronization between Shiva and Divya
SHARED CLOUD VAULT
Active & Synchronized
☁️
Cloudflare D1 Sync
Last synced: Never
How Divya Installs & Joins
1. Open inv.distillatelabs.com on her phone.
2. Tap browser menu → "Add to Home Screen".
3. Enter your shared family passcode.
4. Both of your changes sync to the same private vault!
Manual Backup & Export
Export portable JSON string for extra offline safety
Family Passcode Security
Protected with local SHA-256 PIN hashing
Data Management